Towing and Labor Coverage

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If you get a flat tire, or run out of gas, what are your options? If you’re a paying member of an auto club towing service like AAA, you can call them for help. Or, if you’re a State Auto customer, you may already have the optional Towing and Labor coverage purchased with your auto insurance policy.

Towing and Labor coverage is optional and must be added to your auto policy by your agent. Once purchased, it’s available to be used for more than just towing a vehicle after an accident. It also covers labor costs if a vehicle is disabled. So if a covered vehicle runs out of gas, delivery of fuel could be covered as labor. The same goes for a flat tire - assistance changing the tire could also be covered as labor. Any labor must take place at the point of disablement and actual materials (tires or gas for example) aren’t covered.

Review your insurance policy today to see if you’ve purchased this coverage, and talk to your State Auto insurance agent to make sure you have all the coverage you need to protect your family.

Coverages described are subject to definitions, limitations and conditions. Check the policy forms and endorsements for details. Eligibility, coverages, discounts, and benefits may vary by state.

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