Do you consider your boat a second home in warm weather? We thought so. We can help you make sure you're staying safe on the water.

Keep yourself, your passengers (and let's face it, your beautiful boat) protected by getting in a few good habits.

• Safety instruction. Take a boating safety course and insist that anyone driving your boat do the same, even if it's not required by law in your state. 
• Wear a life jacket. Make sure you have enough jackets on board for every passenger. If you're going to have children on your boat, be sure to have the right size jackets for them.
• Follow safety guidelines. Your boat can hold a certain number of passengers and total weight - these numbers are set for a reason, so don't ignore them.

We see what happens when a fun day of boating turns into an insurance claim. Take precaution to avoid a ruined day on the water.